Mercedes-Benz prime mover truck driving along a New Zealand coastal highway at dusk — fundr finances vehicles, utes, trucks and equipment for NZ businesses

NZ Business Finance Broker

Vehicle, Truck & Equipment
Finance NZ —
built for business.

One broker. 15+ NZ lenders. Approvals in 24 hours. fundr finds the right lender for your deal, fast.

Get My Quote in 60 Seconds Check my eligibility →
Repayment calculator

What could your repayments look like?

$65,000
5 yrs
Est. weekly repayment
$298/week
Get my real rate →
Indicative at 8.99% p.a. Final rate confirmed once we assess your deal.
15+
NZ Lenders
24hr
Typical Approval
5.0★
On Google
Repayment calculator

What could your repayments look like?

$65,000
5 yrs
Est. weekly repayment
$298/week
Get my real rate →
Indicative at 8.99% p.a. Final rate confirmed once we assess your deal.

The fundr way

One broker. Fifteen lenders. Zero runaround.

About fundr

The NZ finance broker
that works for you.

Most businesses don't need a bank — they need a broker who understands their industry, moves fast, and knows which lenders will actually say yes to their deal.

fundr is an independent broker, which means we work for your business, not the lender. We take your application to our full panel of 15+ NZ lenders and find the one that fits your situation best.

One application, one point of contact — Nick — from enquiry through to keys in hand.

The fundr way →
15+
NZ lenders on panelWe find the lender that suits your deal — not the other way around.
24hr
Typical approval timeMost applications get a decision within 24 hours. Same-day approvals available.
15yr
Commercial finance experienceNick has structured hundreds of deals across every asset class and industry.

What We Finance

Vehicle, truck, equipment
& luxury vehicle finance NZ.

View All →
Business vehicle fleet including a van, box truck and SUV parked outside a warehouse in New ZealandVehicle finance
01

Vehicle Finance

Cars, SUVs, vans and commercial vehicles — new or used, dealer or private sale. For business owners fitting out a hospitality, retail or trade fleet.

Business owners
Explore Vehicle Finance →
Toyota Hilux ute parked on a New Zealand farm building site, financed through fundrUte finance
02

Ute Finance

Ranger, Hilux, D-Max and every work ute — fast approvals, not bank paperwork. Built for tradies whose ute is their office.

Tradies
Explore Ute Finance →
Prime mover truck parked in a warehouse yard at dusk, financed through fundr NZTruck finance
03

Truck Finance

Prime movers, tippers, curtainsiders, crane trucks and specialist vehicles. For owner-operators and fleets who know the economics of freight.

Transport operators
Explore Truck Finance →
CAT excavator loading a dump truck on a construction site, financed through fundr NZEquipment finance
04

Equipment Finance

Excavators, loaders, compactors and any business equipment — construction, medical, kitchen, gym and more. For contractors who can't take the next job without the right gear.

Contractors & construction
Explore Equipment Finance →
Porsche 911 in a concrete garage, an example of luxury and prestige vehicle finance NZLuxury & prestige
05

Luxury & Prestige

Range Rover, BMW, Mercedes-Benz and Porsche, structured with balloon payments and specialist lenders. For directors and business owners — a vehicle that's also a business asset.

Directors & executives
Explore Luxury Vehicle Finance →

How It Works

Three steps to get your
NZ business funded.

Tell Us What You Need

Share a few details about your business and what you're looking to finance. Takes about 60 seconds.

60 sec

We Find the Right Lender

fundr searches 15+ NZ lenders to find the best rate and terms for your specific deal and business profile.

We do the legwork

Get Approved & Moving

Most applications are approved within 24 hours. Funds released in 1–2 business days.

24hr approval

Ready to get
started?

No obligation. Just fast, honest finance.

Get My Quote in 60 Seconds → 📞 021 102 3416

Why fundr

Why NZ businesses choose
fundr over the banks.

Full Lender Panel

We take your deal to every lender likely to say yes — not just the one bank you'd have called yourself.

Fast, Clear Timelines

You'll know where your application stands at every stage, without chasing us for updates.

Relationship Focused

We're in it for the long term. fundr builds lasting relationships with clients — not just one-off transactions.

Talk to Nick Directly

No call centres, no junior staff. You deal directly with Nick — an experienced broker who knows lending inside out.

Our Promise

What you can always
expect from fundr.

These aren't company values on a wall. They're the commitments Nick makes personally to every client, on every deal.

Straight answers, fast.

No vague timelines. If something won't work, we'll tell you upfront — not after wasting your time.

We fight for your deal.

We know which lenders suit which assets and industries — and structure your application to give it the strongest position from the start.

Your interests, not the lender's.

fundr is paid by the lender, but our reputation is built on your deal being right — even if the better option pays us less.

One person, start to finish.

No hand-off to a junior after the first call. Nick runs your deal from enquiry to settlement — nothing gets lost.

"If I can't get your deal done, I'll tell you why — and point you in the right direction. That's the fundr way."

— Nick, fundr founder & broker

The fundr Way →

Customer Reviews

What NZ business owners
say about fundr.

5.0
★★★★★
★★★★★

"fundr sorted our excavator finance in under 24 hours. Nick knew exactly what lenders to approach — we'd been knocked back by our bank but fundr got it done."

Jason M. Civil contractor, Auckland
★★★★★

"Got our Hilux financed in two days. Nick handled everything, found us a great rate and was easy to deal with the whole way through. Won't use anyone else."

Shane R. Builder, Christchurch
★★★★★

"As a new business we weren't sure we'd qualify. Nick built a case for us and got us approved for our first truck. Absolute legend."

Tony R. Owner-operator, Wellington

Know Before You Buy

Straight answers to what
NZ businesses actually ask.

View All Guides →
Finance Guides

Should you lock in asset finance before September's OCR decision?

The OCR sits at 2.50% with the next review on 2 September 2026 — what a rising-rate environment means for your next purchase.
Vehicles & Utes

How to finance a work ute in NZ — what tradies need to know

What lenders look at, what tax benefits you can claim, and how to get approved fast.
Finance Guides

IRD Investment Boost NZ — what business owners need to know

Claim 20% of new asset costs upfront from May 2025, and how to combine it with asset finance.

Your Broker

Your NZ finance broker —
Nick. Directly.

No call centres. No passing you from person to person. When you contact fundr, you talk to Nick — the owner, the broker, and the person who will structure and settle your deal from start to finish.

With 15 years of commercial finance experience across vehicles, trucks and equipment, Nick has the relationships and expertise to get your deal done — even if the bank said no.

Learn more about Nick's background or see how the process works.

Get My Quote in 60 Seconds →
15+ Years ExperienceCommercial finance across vehicles, trucks and equipment
15+ Lender RelationshipsAcross banks, credit unions and specialist asset lenders
Nationwide NZ CoverageKaitaia to Invercargill — we serve businesses across all of NZ
Deep Industry KnowledgeSpecialist expertise across construction, transport, hospitality and more

Apply for business finance NZ —
get moving today.

One application, 15+ lenders, 24-hour approvals. Talk to Nick today.

Get My Quote in 60 Seconds → Try the Calculator →
Get My Quote — 60 Sec